Pune Maharashtra India NewsVoir Bajaj Finance has increased the rate of interest offered on fixed deposits and one can now earn up to 735 pa with the special interest rates The FD interest rate has been increased for all categories of investors and tenors resulting in quicker growth of ones investment The rise in the interest rate is applicable on all deposits made on or after 25th April 2022 Take a quick look at all the features a Bajaj Finance Fixed Deposit investment offers In recent years fixed deposits have been considered a relatively slow investment instrument However this isnt the case with Bajaj Finance Fixed Deposits With an FD rate of up to 735 Bajaj Finance promises a higher return than most other banks Customers below 60 years can earn 640 for a tenor of 24-35 months and 690 if they choose a tenor of 36-60 months The interest rate table for senior citizens is as mentioned below Bajaj Finance revised FD rates for below 60 years Period Cumulative Non-Cumulative At Maturity pa Monthly pa Quarterly pa Half Yearly pa Annual pa 12 - 23 months 575 560 563 567 575 24 - 35 months 640 622 625 630 640 36 - 60 months 690 669 673 679 690 The rate change also impacts the senior citizens who can now earn up to 715 pa for a tenor of 36-60 months and 665 pa for a tenor of 24-35 months The interest rate table for senior citizens is as mentioned below Bajaj Finance revised FD rates for senior citizens Period Cumulative Non-Cumulative At Maturity pa Monthly pa Quarterly pa Half Yearly pa Annual pa 12 - 23 months 600 584 587 591 600 24 - 35 months 665 646 649 654 665 36 - 60 months 715 693 697 703 715 Special FD interest rates Bajaj Finance Fixed Deposits has also included special interest rates for all customers With special interest rate one can now choose specific tenors to enjoy interest rates up to 735 pa For a tenor of 44 months customers below 60 years of age can enjoy interest rate of 71 pa while senior citizens can earn up to 735 pa The special interest rate table for customers below 60 years is FD special rates for below 60 years Period Cumulative Non-Cumulative At Maturity pa Monthly pa Quarterly pa Half Yearly pa Annual pa 15 months 600 584 587 591 600 18 months 610 594 597 601 610 22 months 625 608 611 616 625 30 months 650 631 635 640 650 33 months 665 646 649 654 665 44 months 710 688 692 698 710 For senior citizens the applicable special interest rates are FD special rates for senior citizens Period Cumulative Non-Cumulative At Maturity pa Monthly pa Quarterly pa Half Yearly pa Annual pa 15 months 625 608 611 616 625 18 months 635 617 620 625 635 22 months 650 631 635 640 650 30 months 675 655 659 664 675 33 months 690 669 673 679 690 44 months 735 711 716 722 735 Hassle-free process Say goodbye to long queues at a branch with the Bajaj Finance online Fixed Deposits One can easily start investing in a fixed deposit from the comfort of home by going through a quick and easy online application process from a laptop or hand-held device From submitting essential documents to making the deposit the entire process can be done virtually Experts usually recommend diversifying your investment portfolio to find the ideal balance between risk and return While investing in market-linked investment instruments yields good returns securing a part of ones overall savings in fixed deposits is equally important And with that in mind high-return instruments like the Bajaj Finance Fixed Deposit can be a lucrative option to consider Moreover leading credit agencies like CRISIL and ICRA have given Bajaj Finance FD their seal of approval in the form of the FAAA and MAAA rating respectively making it a safe tool for About Bajaj Finance Limited Bajaj Finance Limited the lending company of the Bajaj Finserv Group is one of the most diversified NBFCs in the Indian market catering to more than 44 million customers across the country Headquartered in Pune the companys product offering includes Consumer Durable Loans Lifestyle Finance Digital Product Finance Personal Loans Loan against Property Small Business Loans Home loans Credit Cards Two-wheeler and Three-wheeler Loans Commercial lendingSME Loans Loan against Securities and Rural Finance which includes Gold Loans and Vehicle Refinancing Loans along with Fixed Deposits Bajaj Finance Limited prides itself on holding the highest credit rating of FAAAStable for any NBFC in the country today To know more please visit wwwbajajfinservin PWR PWR

Pune Maharashtra India NewsVoir There are many ways to grow ones wealth and investing money is arguably the best approach With a proper plan and a diversified portfolio one can steadily generate wealth for years to come However this requires investors to choose instruments that can reliably earn returns One such investment is the fixed deposit a trusted tool for many investors Even in an economic downturn an FD can safely grow ones wealth from the right issuer To identify the best FD in the market and maximise ones interest earnings look at some of the top-performing FDs High FD interest rates There are several good options to select from while investing in a fixed deposit Leading financial institutions include banks NBFCs and India post The post office FD is a viable option as it offers a great rate It has a range of features It is easy to avail but isnt accessible to NRI investors However before finalising an FD one should compare offers in the market Investors should look for one with a high-interest rate for maximum earnings over a given investment window To get an idea of the potential earnings take a look at these examples 1 Citizen aged below 60 investing in a Bajaj Finance online FD Deposit amount Tenor Interest rate Interest earnings in Rs Total in Rs Rs 5 lakh 12 565 28250 528250 Rs 3 lakh 36 680 65456 365456 Rs 2 lakh 60 680 77898 277898 2 Senior citizen investing in a Bajaj Finance online FD Deposit amount Tenor Interest rate Interest earnings in Rs Total in Rs Rs 5 lakh 12 590 29500 529500 Rs 3 lakh 36 705 68028 368028 Rs 2 lakh 60 705 81166 281166 Bajaj Finance Fixed Deposit stands out for having high FD interest rates along with the safety of the deposit making it a worthwhile option to consider Whats more one gets access to other investment benefits when choosing this FD Look at the following pointers for a better idea of the features on offer Easily accessible instrument for all investor types A key benefit of this FD is that any investor can invest their money This includes citizens aged below 60 senior citizens and NRI investors As such one can comfortably park their funds and diversify their portfolio with this instrument even if they do not reside in India Flexible tenor options to suit a range of investing goals Ones financial goals must align with their investment to leverage their finances in the best possible manner This is where the flexible tenor of up to 60 months offered by Bajaj Finance comes into play With proper planning one can invest optimally to meet their financial obligations Whats more digital tools like the FD calculator make forecasting their earnings quick and straightforward This means that one can plan with certainty and invest accordingly knowing that they will get returns at maturity Meet almost any short-or long-term goals whether funding a vacation buying a new car or expanding a business with this FD Hassle-free loan against FD during emergencies Besides providing an avenue to augment wealth Bajaj Finance also benefits liquidity If one needs urgent funds they can access a loan against their FD within minutes They can get up to 75 of the deposit value as a loan and address their need for urgent funds Alternatively investors can prematurely withdraw their FD They can do this at any time after the 3-month lock-in period After careful consideration of the factors mentioned above it is safe to say that Bajaj Finance online FD offers excellent value to investors while also guaranteeing their moneys safety Consider investing in a Bajaj Finance online FD to reap the benefits of early planning and adequate savings About Bajaj Finance Limited Bajaj Finance Limited the lending company of the Bajaj Finserv group is one of the most diversified NBFCs in the Indian market catering to more than 44 million customers across the country Headquartered in Pune the companys product offering includes Consumer Durable Loans Lifestyle Finance Digital Product Finance Personal Loans Loan against Property Small Business Loans Home loans Credit Cards Two-wheeler and Three-wheeler Loans Commercial lendingSME Loans Loan against Securities and Rural Finance which includes Gold Loans and Vehicle Refinancing Loans along with Fixed Deposits Bajaj Finance Limited prides itself on holding the highest credit rating of FAAAStable for any NBFC in the country today To know more please visit wwwbajajfinservin Image Grow your savings with high FD rates by investing in a Bajaj Finance FD PWR PWR

Pune Maharashtra India NewsVoir A fixed deposit is a sensible financial tool for those who dont want to risk their investment Safety of deposit amount secured returns timely payouts and investment ease are a few factors that make it a preferred investment tool for risk-averse investors While these instruments usually yield lower returns Bajaj Finance online FD offers the dual benefit of high returns and the safety of parked funds Bajaj Finance is a financier with high-paying fixed deposit plans that provide lucrative returns over a long tenor However choosing the right time to park funds in an FD could be challenging due to interest rate fluctuations primarily when investing funds for a short tenor Laddering deposits is an effective way to combat fluctuating interest rates and combat investment risk Laddering deposits for amplified returns Fixed deposit laddering is an investment strategy where investors park their money in multiple FDs of different tenors The method involves dividing funds and investing them in separate FDs instead of locking the entire deposit amount in one FD Study the table below to determine how much a citizen aged below 60 can make with an investment of Rs 6 lakh by laddering it across varied tenors Deposit amount Tenor Rate of Interest Interest earned in Rs Maturity amount in Rs 3 Lakh 24 months 640 39629 339629 2 Lakh 36 months 680 43638 243638 1 Lakh 60 months 680 38949 138949 One can choose to re-invest the maturity amount received at the end of the tenor in another FD Re-investing enables one to lock in the ongoing FD rates creating an investment loop and thereby allowing one to earn enough liquid funds to cater to financial requirements Investors can align their laddering strategies basis their financial goals and needs With high FD rates provided by Bajaj Finance investors can grow their savings effortlessly Easy and credible investment platform Investors need not wait in long queues to submit documents as they can invest from the comfort of their homes with the online application process This process can be completed in just a few steps in under 10 minutes For estimating the returns that one can expect from an FD over a particular tenor one can visit the fixed deposit calculator page available on the Bajaj Finserv website Bajaj Finance FD is a safe haven for investing ones hard earned savings This can be confirmed by the high credit ratings bestowed by ICRA MAAA and CRISIL FAAA Indias top credit rating agencies Laddering ones fixed deposits is a prudent way to minimise risk and maximise returns at maturity It is the perfect tool for anyone who wishes to maintain optimal liquidity and get the most out of their investment About Bajaj Finance Limited Bajaj Finance Limited the lending company of the Bajaj Finserv group is one of the most diversified NBFCs in the Indian market catering to more than 44 million customers across the country Headquartered in Pune the companys product offering includes Consumer Durable Loans Lifestyle Finance Digital Product Finance Personal Loans Loan against Property Small Business Loans Home loans Credit Cards Two-wheeler and Three-wheeler Loans Commercial lendingSME Loans Loan against Securities and Rural Finance which includes Gold Loans and Vehicle Refinancing Loans along with Fixed Deposits Bajaj Finance Limited prides itself on holding the highest credit rating of FAAAStable for any NBFC in the country todayTo know more please visit wwwbajajfinservin Image Bajaj Finance offers high FD interest rates up to 705 pa PWR PWR

Pune Maharashtra India NewsVoir Bajaj Finance Limited cautions its customers and the public at large to stay vigilant against online loan frauds and other types of frauds on electronic platform during this festive season As a part of the Cybersecurity Awareness Month the company issued an advisory to its customers over email and on their social media platforms urging them to stay alert of the growing incidences of cyber frauds and how to stay safe online With festive season around consumers are more prone to availing instant loans shopping online seeking various discounts and cashback offers which make them vulnerable to fall into the trap of cyber frauds So its critical that consumers remain alert and informed about frauds such as including but not limited to fake ads on social media website impersonation identity theft fake job offers vishing phishing sim swapping UPI frauds fake loan approval letters too good to be true loan offers suspicious phone calls phone calls by impersonators claiming to be representatives of Bajaj Finance Ltd suspicious links received on SMS or on various messenger platforms etc frauds on electronic platform The awareness advisory is a part of the continuous efforts of the company towards educating customers about frauds on electronic platform the modus operandi of fraudsters who target unsuspecting users to carry out loan frauds and cyber security scams and the necessary safety measures to follow to avoid getting duped Cyber Safety Tips for Festive Season Dos Always verify Bajaj Finance loan offers at wwwbajajfinservin or from any of the nearest branch offices Always check for the verified blue tick mark on our social media handles before engaging Bookmark our support page wwwbajajfinservinreach-us in your browsers address bar Always be careful while speaking with unknown callers offering instant loans and urging you to share your details over PhoneSMSEmail Change passwords at regular intervals and use a strong combination of alpha numeric and symbolic characters Install an effective antivirus software on your devices Always access secured websites starting with https Always uninstall remote access apps that are no longer needed Enable two-factor authentication on all platforms and for mobile banking applications Keep your contact details updated to receive timely transaction alerts Report about any cyber-crime incidents on 155260 established by Ministry of Home Affairs Government of India cybercrimegovinWebformHelplineaspx Donts Never pay any advance money as Processing FeeGST or TDS FeeRefundable Fee for availing loans from Bajaj Finance Limited or any of its subsidiaries Never share confidential information over phone with anyone even if they claim to represent Bajaj Finance Ltd Never rely on search engines to locate us as those may mislead you to fake websites of Bajaj Finance Ltd Never click on any links to receive payments and avoid saving your card details on any app or on your device Never share your mobile number OTP address DOB EMI Card details PANAadhaar number or copies of cheque book with strangers or on online and social media platforms Never open or respond to emails from unknown sources carrying suspicious attachments Never click on suspicious web links received via SMS from unknown sources as that may lead you to downloading remote control apps like Any Desk which will take control of your mobile device to carry out transactions Never engage with scam callers urging you to download unsolicited third-party apps or asking for access to change your device settings Never act upon a call received from a mobile number without checking with the Bajaj Finance Customer Support team wwwbajajfinservininsightsbajaj-finserv-customer-care To know more on how to stay safe while transacting online read our blogs and cautionary message Cautionary Note wwwbajajfinservincautionary-notice-newpdf Customer Awareness Blog wwwbajajfinservininsightsfraud-awareness About Bajaj Finance Limited Bajaj Finance Limited the lending arm Bajaj Finserv Ltd is one of the most diversified NBFCs in the Indian market catering to more than 31 million customers across the country Headquartered in Pune the companys product offering includes Consumer Durable Loans Lifestyle Finance Digital Product Finance Personal Loans Loan against Property Small Business Loans Home loans Credit Cards Two-wheeler and Three-wheeler Loans Commercial lendingSME Loans Loan against Securities and Rural Finance which includes Gold Loans and Vehicle Refinancing Loans along with Fixed Deposits Bajaj Finance Limited prides itself on holding the highest credit rating of FAAAStable for any NBFC in the country today It is also the only NBFC in India with the international BBB with stable outlook for long-term by SP Global Rating To know more please visit wwwbajajfinservin Image BeCyberSafe - Bajaj Finance PWR PWR

Pune Maharashtra India NewsVoir Bajaj Finance Limited the lending arm of Bajaj Finserv offers a convenient professional loan for medical professionals Doctors can enhance their practice and achieve growth with this loan for doctors and repay it affordably with features designed for maximum flexibility This credit offering includes unsecured and secured loans and is tailored to doctors Thus doctors can easily apply for it meeting simple eligibility terms that match their chosen profession and submitting minimal paperwork Best of all doctors can use the loan amount as per their choice whether to invest in the latest medical machinery finance overseas education for their children or use it as working capital for their practice This loan for doctors comes with no restrictions on usage Applying for this professional loan during Diwali gives doctors a bonus of an Amazon gift voucher worth Rs 5000 To get this voucher doctors need to apply for the loan online until October 31 2021 With this exciting offer on the cards heres how the Bajaj Finserv Professional Loan can prove beneficial for medical professionals High-value financing Medical professionals get access to ample funds with this loan for doctors which allows them to ease all personal and business needs Doctors can apply for collateral-free loans of up to Rs 35 lakh and use the funds without caps or limitations They can also get a secured loan against property of up to Rs 50 lakh The large sanction ensures that doctors can use the capital to expand clinic infrastructure invest in life-saving equipment and software and achieve personal goals hassle-free Flexibility today and tomorrow The professional loan from Bajaj Finserv also makes repayment easy Doctors can pay back the loan over a lengthy tenor choosing the tenor based on income and finances The doctor loan comes with a Flexi facility which is also designed to suit medical professionals fast-paced and stressful lives This feature allows doctors to pay only interest as EMIs during the initial tenor of repayment This helps reduce monthly instalments by up to 45 and will enable borrowers to manage their cash flow suitably Tailored to doctors for maximum convenience Medical professionals have diverse and specialised needs They may want to expand their existing setup to introduce a super-speciality or multi-speciality clinic or upgrade their practices waiting area Some of these expenses may also be urgent be it homeclinic repairs or an expansion opportunity that comes with a time limit Bajaj Finservs Loan for Doctors is tailored to suit such needs perfectly Doctors enjoy the advantage of fast approval and disbursals with this professional loan Further the NBFC requires only the most essential documentation and offers doorstep pickup services considering busy lifestyles Medical professionals can check their pre-approved loan offer and apply using it to enjoy instant approval This festive season doctors can take strides towards personal and professional growth with a loan for doctors from Bajaj Finserv and enjoy the Amazon gift voucher About Bajaj Finance Limited Bajaj Finance Limited the lending company of Bajaj Finserv Group is one of the most diversified NBFCs in the Indian market catering to more than 44 million customers across the country Headquartered in Pune the companys product offering includes Consumer Durable Loans Lifestyle Finance Lifecare Finance Digital Product Finance Personal Loans Loan against Property Small Business Loans Home loans Credit Cards Two-wheeler and Three-wheeler Loans Commercial lendingSME Loans Loan against Securities and Rural Finance which includes Gold Loans and Vehicle Refinancing Loans along with Fixed Deposits Bajaj Finance Limited prides itself on holding the highest credit rating of FAAAStable for any NBFC in the country today It is also the only NBFC in India with the international BBB with a stable outlook for the long-term by SP Global Rating To know more please visit wwwbajajfinservin PWR PWR

Mumbai Maharashtra India NewsVoir Bajaj Finance Limited the lending and investment arm of Bajaj Finserv cautions its customers and the public at large to stay vigilant against fake loans offered by fraudsters in exchange of an insurance policy purchase Fraudsters are duping the public i by luring them to compulsorily buy life insurance as a pre-condition to avail a loan ii by impersonating to be a representative of Bajaj Finance Ltd and misguiding the public to buy an insurance policy by stating that the premium amount shall be some percent of the loan amount desired by potential borrowers The modus operandi is mostly as under a The insurance policy is used as a bait by the fraudster who ensures that the victim receives all insurance documents from the insurance company b The Fraudster stays in contact with the victim for a long time and cites excuses for the delay in the loan disbursal process c Most insurance policies have a 90 days free look period for insurance policy where the customer can cancel the policy and the premium will be refunded After the said free look period is over the fraudster will stop answering the victim d It is thereafter that the victim realises about the suspicious conduct of fraudster and reaches out to Bajaj Finance Ltd Bajaj Finance Ltd has alerted its customer through its social media handles to not to fall for such traps by fraudsters The post states Loan lenekeliye life insurance policy purchase karnazaroorihai Aur ye jhoothai Always remember that Bajaj Finance Ltd does not require you to make a compulsory purchase of any other products to avail a loan Dont fall into such traps Twitter twittercomBajajFinancestatus1430494743247478784 Bajaj Finance Ltd cautions its customers and the public at large that any person in need of loans should approach its nearest branch or check the companys official website at wwwbajajfinservin and never engage with any unofficialunknown intermediariesunidentified fraudsters Through various channels the Company is driving awareness initiatives against such fraudulent incidents and has mentioned clear directives on the loan availing and sanctioning process Bajaj Finance earlier launched SavdhaanRaheinSafeRahein a public awareness campaign across all its digital and social media platforms to educate people on various financial fraud risks The Company also released an animated infomercial campaign on YouTube called NajiNaji Online Fraud Se Bachein to spread the message around the growing incidences of financial fraud Apart from giving the message to its customers Bajaj Finance Ltd has also shared some safety tips for the publiccustomers to stay protected to name a few Always be careful while speaking with unknown callers offering instant loans Bajaj Finance Ltd does NOT require compulsory purchase of any other product as a condition for availing loan by an eligible customer Hence exercise caution against any such callscommunication Never transfer any money to strangersunknown callers offering lucrative deals and cashback Never share your mobile number EMI card number One Time Password OTP PANAadhaar details Address proof over callssocial media pagesinternete-mails Always verify Bajaj Finance related loan offerssocial media IDswebsite links on wwwbajajfinservin or directly from the nearest branch Never tag fraud accounts on social media for any of your queries Follow only our official pagesaccounts Refrain from downloading any third-party mobile apps or documents from any clickbait links sent on social media pages e-mails or SMS from unknown sources In addition to the cautionary message cautionary-notice-newpdf bajajfinservinon the website Bajaj Finance Ltd keeps alerting the public on social media pages through publishing cautionary information to help them understand the modus operandi of various scams ranging from social media frauds phishing attacks and clickbait fraud to ensure that customers stay alert and protect their money To know more about staying protected from financial frauds click here - wwwbajajfinservininsightsfraud-awareness About Bajaj Finance Limited Bajaj Finance Limited the lending arm of the Bajaj Finserv group is one of the most diversified NBFCs in the Indian market catering to more than 50 million customers across the country Headquartered in Pune the companys product offering includes Consumer Durable Loans Lifestyle Finance Digital Product Finance Personal Loans Loan against Property Small Business Loans Wallet Co-branded Credit Cards Two-wheeler and Three-wheeler Loans Commercial lendingSME Loans Loan against Securities and Rural Finance which includes Gold Loans and Vehicle Refinancing Loans along with Fixed Deposits Bajaj Finance Limited prides itself on holding the highest credit rating of AAAStable for long term borrowing A1 for the short term borrowing and FAAAStable for FD program It has also been credited for Long term issuer credit rating of BBStable and short-term rating of B by SP Global ratings for ECB To know more please visit wwwbajajfinservin Image Bajaj Finance Cautionary Message PWR PWR