Pune (Maharashtra) [India], March 14 (ANI/NewsVoir): Returns on investment with market-linked instruments can be elusive, especially with global factors constantly interfering with local indices.

Pune (Maharashtra) [India], March 12 (ANI/NewsVoir): With global events sparking uncertainty and infusing a fresh dose of volatility into the market, investors may be eager to trade risk for fixed returns. Bajaj Finance Fixed Deposit, for instance, removes the "fear factor" as its returns are not linked to the market's performance.

Pune (Maharashtra) [India], February 23 (ANI/NewsVoir): It requires disciplined planning, saving, and investing to achieve short or long-term financial goals.

Pune Maharashtra India NewsVoir It requires disciplined planning saving and investing to achieve short or long-term financial goals Choosing the right investment instrument should be based on financial goals risk appetite return expectations and liquidity requirements which can be challenging given the dynamic market movement and a low-interest rate regime across most savings products Investors seeking the dual benefit of deposit safety and secured returns can consider investing in a Bajaj Finance online FD This corpus can also save the day in emergencies or unforeseen liquidity requirements Reasons why one must consider investing in a Bajaj Finance online FD to meet their financial goals Attractive returns Bajaj Finance offers high FD rates for all investor types Citizens under 60 and senior citizen investors can get interest rates of up to 680 and 705 respectively It helps investors build an adequate rainy-day fund Look at the following tables for a better idea of the potential earnings 1 Citizens aged below 60 Deposit amount Tenor Interest rate applicable Total earnings Rs 2 lakh 24 months 640 Rs 226417 Rs 3 lakh 60 months 680 Rs 416848 2 Senior citizen Deposit amount Tenor Interest rate applicable Total earnings Rs 2 lakh 24 months 665 Rs 227482 Rs 3 lakh 60 months 705 Rs 421750 As the table suggests a longer tenor yields higher returns With secured returns on ones deposit Bajaj Finance online FD can be a preferred investment tool for individuals looking to finance their plans Convenient online investment process One can skip lengthy queues and arduous documentation processes by investing in a Bajaj Finance online FD and starting their investment journey within minutes Individuals can invest from the comfort of their homes Small monthly savings One doesnt need a lump sum amount to invest in a fixed deposit Investors can now build their corpus by making small monthly contributions with the Systematic Deposit Plan SDP An SDP is a monthly savings scheme that lets one earn generous returns by depositing small amounts every month starting with just Rs 5000 Each deposit is treated as a separate FD and the amount is auto-debited on a pre-selected date every month from the depositors account SDP offers two variants for payout options Single Maturity Scheme and Monthly Maturity Scheme If one wishes to get a lump sum at maturity the Single Maturity Scheme is wise Hassle-free loan against FD during emergencies Besides providing an avenue to augment ones wealth Bajaj Finance also offers the benefit of liquidity If one needs funds urgently they can get a loan against their FD within minutes Investors can get up to 75 of the deposit value as a loan and address their need for funds Alternatively investors can prematurely withdraw their FD Bajaj Finance online fixed deposit is a haven for investing earnings High credit ratings from CRISIL FAAA and ICRA MAAA also assure you of increased safety of your deposit Armed with the necessary information one can now make an informed decision and invest in a Bajaj Finance online FD to achieve their financial goals Image Plan financial goals by investing in a Bajaj Finance Online FD PWR PWR

Pune (Maharashtra) [India], January 28 (ANI/NewsVoir): When planning finances, it is crucial to account for unexpected expenses.

Pune (Maharashtra) [India], January 3 (ANI/NewsVoir): Starting an investment journey early in life is always beneficial.

Pune Maharashtra India NewsVoir A fixed deposit is a sensible financial tool for those who dont want to risk their investment Safety of deposit amount secured returns timely payouts and investment ease are a few factors that make it a preferred investment tool for risk-averse investors While these instruments usually yield lower returns Bajaj Finance online FD offers the dual benefit of high returns and the safety of parked funds Bajaj Finance is a financier with high-paying fixed deposit plans that provide lucrative returns over a long tenor However choosing the right time to park funds in an FD could be challenging due to interest rate fluctuations primarily when investing funds for a short tenor Laddering deposits is an effective way to combat fluctuating interest rates and combat investment risk Laddering deposits for amplified returns Fixed deposit laddering is an investment strategy where investors park their money in multiple FDs of different tenors The method involves dividing funds and investing them in separate FDs instead of locking the entire deposit amount in one FD Study the table below to determine how much a citizen aged below 60 can make with an investment of Rs 6 lakh by laddering it across varied tenors Deposit amount Tenor Rate of Interest Interest earned in Rs Maturity amount in Rs 3 Lakh 24 months 640 39629 339629 2 Lakh 36 months 680 43638 243638 1 Lakh 60 months 680 38949 138949 One can choose to re-invest the maturity amount received at the end of the tenor in another FD Re-investing enables one to lock in the ongoing FD rates creating an investment loop and thereby allowing one to earn enough liquid funds to cater to financial requirements Investors can align their laddering strategies basis their financial goals and needs With high FD rates provided by Bajaj Finance investors can grow their savings effortlessly Easy and credible investment platform Investors need not wait in long queues to submit documents as they can invest from the comfort of their homes with the online application process This process can be completed in just a few steps in under 10 minutes For estimating the returns that one can expect from an FD over a particular tenor one can visit the fixed deposit calculator page available on the Bajaj Finserv website Bajaj Finance FD is a safe haven for investing ones hard earned savings This can be confirmed by the high credit ratings bestowed by ICRA MAAA and CRISIL FAAA Indias top credit rating agencies Laddering ones fixed deposits is a prudent way to minimise risk and maximise returns at maturity It is the perfect tool for anyone who wishes to maintain optimal liquidity and get the most out of their investment About Bajaj Finance Limited Bajaj Finance Limited the lending company of the Bajaj Finserv group is one of the most diversified NBFCs in the Indian market catering to more than 44 million customers across the country Headquartered in Pune the companys product offering includes Consumer Durable Loans Lifestyle Finance Digital Product Finance Personal Loans Loan against Property Small Business Loans Home loans Credit Cards Two-wheeler and Three-wheeler Loans Commercial lendingSME Loans Loan against Securities and Rural Finance which includes Gold Loans and Vehicle Refinancing Loans along with Fixed Deposits Bajaj Finance Limited prides itself on holding the highest credit rating of FAAAStable for any NBFC in the country todayTo know more please visit wwwbajajfinservin Image Bajaj Finance offers high FD interest rates up to 705 pa PWR PWR

Pune (Maharashtra) [India], October 21 (ANI/NewsVoir): Finding the ideal financial instrument can be a challenge. The type of investment, the likely rate of returns, investment horizon, risk appetite, and market volatility are just some variables to consider when it comes to money.